What you often ask about

InvestBay is an online platform for anyone who wants to invest directly in specific properties and help diversify their investment portfolio. You can easily invest from as little as €100.

The process is very simple. First, you need to set up an account on InvestBay. Once you have registered, you can choose the properties in which you want to invest.. You then choose the amount of investment and send the money. This adds the property to your portfolio and you are all set to start earning.

InvestBay focuses on sub-investments in real estate. Unlike mutual funds, where you as an investor buy a unit of a particular fund and the fund manager responsible for that fund invests (and divests) your money into properties of their choosing. When you invest into a real estate opportunity on the InvestBay platform, first of all you choose which specific property you wish to invest into, based on the information provided to you and your own preferences. Your investment grants you the rights to the proportionate share of the net income from that specific property (both from the net rental income and from net potential capital value increases of the asset over time. You are therefore much more closely connected to your investment than through a mutual fund.

 

InvestBay collects the income and takes responsibility for managing the property which eliminates the hassle of you needing to service and manage the property.

To ensure the maximum security for your investment, we use the services of a “collateral agent” who acts as a guarantor between you, Investbay and the invested property. The property is registered directly with InvestBay, and at the same time as the registration, we enter into a contract with the law firm that has the first lien registered with the Land Registry. Your investment is thus secured by registration in the Land Registry and the advantage is that the operation and profitability of the investment in the property is completely separate from the operation of InvestBay as a company.

Yes, although InvestBay offers its services only in the Czech Republic for the time being, it is open to everyone. We have only a few specific countries, for legislative or procedural reasons, whose citizens cannot invest. Afghanistan, Bahamas, Barbados, Botswana, China, Ghana, Iraq, Iran, Jamaica, Jamaica, Mauritius, Mongolia, Myanmar, Nicaragua, Pakistan, Panama, Russia, North Korea, Syria, Trinidad and Tobago, Uganda, USA, Vanuatu, Zimbabwe and Yemen.

The minimum investment is 100 units with a total value of CZK 2,500 or EUR 100 converted at the current exchange rate. One unit always costs 1 EUR and this price is the same for all investment opportunities. However, you can buy as many units per property as fits your investment strategy.

The Czech Trade Inspection Authority, with its registered office at Štěpánská 44, 110 00 Prague 1, www.coi.cz is the supervisory authority for compliance with the obligations established for consumer protection.

We and our partners have to comply with anti-money laundering (AML) obligations, so we need to identify our clients and obtain some additional information. These AML requirements are strictly set out and enforced by the European Union. All investment platforms are obliged to adhere to the same regulations.

It is a general  purchase agreement,the key objective of which is to purchase units. The units convey with them the rights detailed in the associated documentation, specifically the “Terms and Conditions” and the “Whitepaper” documents.

The secondary market allows investors to purchase shares in projects that have already been fully funded in the past and are now generating returns. You are investing in properties that are already operational—without waiting for the funding to be completed.

• Primary market – You invest in new projects at the moment they are first made available for funding, before the property is acquired.
• Secondary market – You purchase shares in projects that have already been funded and are now being offered from our (InvestBay’s) portfolio to new investors.

• Full entitlement to future rental income (from the moment of your investment).
• Full share in future sale proceeds of the property.
• The same contractual and investment terms as applied during the original funding phase.

The share of rental income is assigned to the holder who owns the share at the relevant cut-off date. For example, if the cut-off date for Q1 of a given year is March 31, the entire quarter's rental income is proportionally divided among those who hold shares on that date. So, if investor A sells their share on March 30, they are not entitled to the Q1 rental income.

Rental income that was paid out before your investment does not concern you. From the moment you purchase shares, you are fully entitled to all future returns.

Currently, only shares owned by InvestBay are offered on the secondary market—meaning you're purchasing them under the same terms as in the original offering. We're working on an automated system that will allow token sales between investors. Once it’s ready, investors will be able to list their shares for others to purchase.

ou can find the current offerings in the Projects section of the InvestBay portal.