# InvestBay

> InvestBay is a real-estate investment platform for fractional ("crowd-owning") ownership of vetted holiday-resort property abroad. You invest from 100 EUR, earn a share of the rental income (target 8–10% p.a.) plus any growth in the property's value, with each investment secured by a lien on the property. Available in Czech, English, Polish, Slovak, German, Spanish, Italian, Ukrainian, French and Portuguese.

## What InvestBay is

- **Fractional property investment** (real-estate "crowd-owning"): you buy a share of a specific, vetted property instead of the whole property, and earn a proportional share of the income it produces.
- **Minimum investment:** 100 EUR — no large capital required.
- **Returns:** target 8–10% p.a. from rental income, plus a share of capital growth when the property is sold. Returns are not guaranteed and investing carries risk, including possible loss of capital.
- **Security:** each investment is secured by a lien (zástavní právo) on the property; transactions run through regulated partners.
- **Properties:** premium holiday resorts abroad — Dubai, Bali, Mallorca, Tenerife, Cape Verde, Croatia, Austria — plus Czech locations.
- **Extras:** investors get travel benefits and discounted stays in the partner resorts.

## Key pages

- Homepage: https://www.investbay.com/
- How it works: https://www.investbay.com/jak-to-funguje  (EN: https://www.investbay.com/en/how-it-works)
- Current property offering: https://www.investbay.com/nabidka-investic  (EN: https://www.investbay.com/en/properties)
- Investment calculator: https://www.investbay.com/investicni-kalkulacka  (EN: https://www.investbay.com/en/calculator)
- Security & how investments are protected: https://www.investbay.com/bezpecnost  (EN: https://www.investbay.com/en/security)
- Guide — investice do nemovitostí: https://www.investbay.com/investice-do-nemovitosti
- Foreign property: https://www.investbay.com/investice-do-nemovitosti-v-zahranici
- Investment with monthly income: https://www.investbay.com/investice-s-mesicnim-vynosem
- EN — Fractional property investment: https://www.investbay.com/en/fractional-property-investment
- EN — Property investment platform: https://www.investbay.com/en/property-investment-platform
- EN — How to invest in property with little money: https://www.investbay.com/en/invest-in-property-with-little-money
- Blog & news: https://www.investbay.com/blog-a-novinky  (EN: https://www.investbay.com/en/news)
- FAQ: https://www.investbay.com/caste-otazky  (EN: https://www.investbay.com/en/faq)
- About: https://www.investbay.com/o-nas  (EN: https://www.investbay.com/en/about)
- Contact: https://www.investbay.com/kontakty  (EN: https://www.investbay.com/en/contact)

## Languages

Czech (/), English (/en/), Polish (/pl/), Slovak (/sk/), German (/de/), Spanish (/es/), Italian (/it/), Ukrainian (/uk/), French (/fr/), Portuguese (/pt/). Each page links its language alternates via hreflang.

Per-language summaries (product overview + key pages in that language):

- Czech: https://www.investbay.com/llms-cs.txt
- English: https://www.investbay.com/llms-en.txt
- Polish: https://www.investbay.com/llms-pl.txt
- Slovak: https://www.investbay.com/llms-sk.txt
- German: https://www.investbay.com/llms-de.txt
- Spanish: https://www.investbay.com/llms-es.txt
- Italian: https://www.investbay.com/llms-it.txt
- Ukrainian: https://www.investbay.com/llms-uk.txt
- French: https://www.investbay.com/llms-fr.txt
- Portuguese: https://www.investbay.com/llms-pt.txt

## More detail

- Extended reference for AI assistants: https://www.investbay.com/llms-full.txt
- Markdown versions of all pages (AI sitemap): https://www.investbay.com/sitemap-ai.xml