How to invest in property with little money

You don’t need a fortune to start

Whole properties cost a fortune and tie up your capital in a single asset. Fractional ownership flips that: you buy a small share of a specific property, so you can start from a small amount and even spread your money across several properties and countries. More on the model: fractional property investment.

How to start with a small amount

Create a free account, pick a property from the line-up, and buy a share. We handle the purchase, letting and sale; you receive your share of the rental income and any growth in value. Try different amounts in the calculator and see how it works.

Invest in property with little money — FAQ

Can I really invest in property with little money?

Yes. Instead of buying a whole property you buy a fraction, so you can start from a small amount and still earn a proportional share of the rental income.

Where does the return come from?

From your share of the rental income (typically targeting 8–10% p.a. on our listings) plus any rise in the property value when it is sold.

What are the risks?

As with any investment, returns are not guaranteed and you could lose capital. Each InvestBay investment is secured by a lien on the property and runs through regulated partners.