Fractional property investment

What is fractional property investment?

Fractional property investment means buying a share of a specific property rather than the whole building. You earn a proportional share of the rental income and any rise in the property’s value when it is sold. It is the simplest way to access real estate — including premium foreign resorts — without large capital, through a property investment platform. See exactly how it works.

Returns, security and how to start

Properties in our line-up target 8–10% p.a. from rental income plus potential capital growth. Estimate your return in the investment calculator. Each investment is secured by a lien on the property and transactions run through regulated partners. Ready? Browse current opportunities and buy your first share.

Fractional ownership vs REITs and crowdfunding

Unlike a REIT (where you own units in a fund) or property crowdfunding (where you lend to a developer for fixed interest), fractional ownership gives you a share of a named, vetted property and the income it produces — with no cap on the upside.

Fractional property investment — FAQ

What is fractional property investment?

You buy a share (a fraction) of a specific property instead of the whole property, and earn a proportional share of the rental income and any increase in value. With InvestBay you can start from a small amount.

How much do I need to start?

You can start small — you buy a fraction, not the whole property. Use the calculator to see indicative returns for a given amount.

How is fractional investment different from a REIT?

A REIT is a fund holding many assets; you own fund units, not a specific property. With fractional ownership you hold a share of a named, vetted property and the income it produces.